Thursday, June 25, 2020
Using a Free Narrative Essay Example College Assignment
Using a Free Narrative Essay Example College AssignmentThe advantage of using a free narrative essay example college assignment is that it can be done quickly and easily. It is a great way to get an overview of the type of essay that you would want to write, without having to worry about all of the other factors involved in the writing process.Using free essay examples allows you to see exactly what type of essay you would like to do. It can also give you some ideas about how to structure the body of your essay. It also gives you an opportunity to check out the many resources that are available to help you create a great piece of writing.As with any writing process, the most important factor in using a free narrative essay example college assignment is that you really feel that it will help you write your own essay. This will involve the use of examples and thinking creatively about the different types of arguments that you can use. You will need to research the essay topic before yo u can come up with an interesting way to present your material.Free storyboard examples can be found in a variety of places. For example, some colleges have a popular library on campus where many people make their research materials. If you ask them to show you the best types of essay samples to use, you will be able to find some ideas that will help you get started.Many of the storyboard examples can be created by a student from home. Many websites online offer the capability to use creative and humorous stories to help students learn the skills that they need to have. The websites also offer the ability to share your storyboards with others.Free storyboard examples can be a great tool for enhancing your writing skills. However, keep in mind that the level of difficulty that these stories provide will vary greatly from one person to another. However, the different writers that are writing these pieces tend to do so in a very similar way.There are many ways to decide which type of s tory is going to be effective for you. It can be as simple as using humor to really enhance the main point of the story. For example, if you are trying to write about a battle, the type of story that can be used would include a battle, comedy and then finally a triumphant victory.Once you decide on a specific type of story that will work for you, the next step is to search for a free narrative essay example college assignment that can help you get started. You will be amazed at how easy it is to create an effective story that can help you learn new skills that will allow you to write your own persuasive essay.
Saturday, June 20, 2020
Banking Regulations in UAE - 4400 Words
Banking Regulations in UAE (Thesis Sample) Content: Name: Course: Instructor: Date: Banking Regulations in UAE Introduction The United Arab Emirates has been a sensation in the recent past, with astronomical economic growth, abundant natural resources, and ambitious projects to diversify the economy. It has generated plenty of interest for investors, rising to rank highest among the real estate investment destinations before the financial crisis of 2008 and quickly recovering from the same to resume the same iconic status CITATION NBA15 \l 1033 (NBAD, 2015). Owing to the abundance of financial activity in the region, the banking sector has emerged strongly. It is one of the escape destinations towards which people moved their investment despite the effect of a bursting real estate bubble in the 2008 crisis CITATION Anu12 \l 1033 (Mehta, 2012). This paper takes a particular interest in the regulation of the banking sector in the UAE and its effects before and after the financial crisis. The UAE had forty-nine banks, twenty-three of which were local, and twenty-six were foreign. Together, all the banks had 957 branches between them throughout the emirates. Most of the banks are owned either by the sate, or by ruling royal families CITATION NBA15 \l 1033 (NBAD, 2015). They are all regulated by the Central Bank of the UAE. This paper aims to show that the statement "the hierarchical financial system as used in Abu Dhabi is effective and worthy of emulation" is true. Pantos argued in his 2016 article in the Journal of International Banking Law and Regulation that the Canadian financial system is not hierarchical and the keiretsu structure is inexistent in Canada CITATION The16 \l 1033 (Pantos, The Canadian Horizontal Keiretsu: Veracity or Fallacy?, 2016). This paper discusses the regulatory and supervisory structure of the UAE banking sector and its effectiveness, eventually showing that it is hierarchical yet effective and therefore Buckley's analysis on "relationshi p-lending" is not entirely wrong. Review of Literature Regulatory Framework The government in the United Arab Emirates (UAE) exercises strict control over the banking sector. The control is not directly exercised but indirectly through the Central Bank of the State. This has been the case since 1980 when the first of the three primary laws that govern the banking sector in the country was promulgated. The three laws include the UAE Federal Law No. 10, otherwise known as the Banking Law, the UAE Federal Law No. 18 (the Commercial Code) of 1993, and the UAE Federal Law No. 6 (Islamic Banking Law) of 1985 CITATION Bas11 \l 1033 (Ahmed, 2011). In addition to these pivotal laws, there are notices, resolutions, and circulars as the UAE Central Bank's board of governors has passed them since its establishment. The Banking Law is the backbone of banking regulation in the UAE. It establishes the UAE Central Bank and details the bank's roles in its provisions. In its regulatory capacity as mandated by the Banking Law, the UAE Central Bank is responsible for issuing the nation's currency, the Dirham. It performs the task of directing the credit policy in the nation as well as the organization, promotion and supervision of the entire banking industry. Additionally, the UAE Central bank is the chief advisor to the government on monetary and other financial issues. It is also the UAE government's and other banks' bank CITATION Bas11 \l 1033 (Ahmed, 2011). The bank is aided in its role as the regulator of the currency by its role maintaining reserves of gold and foreign reserves. In addition to specifying the main roles of the central bank, the Banking Law details the right procedure for registering, licensing and operating financial institutions such as commercial and investment banks, financial and monetary intermediaries as well as representation offices. However, there are institutions that are exempt from the jurisdiction of the Banking Law. They include public credit issuing institutions set up by legislation, private pension funds and savings, insurance and reinsurance institutions as well as governmental agencies or institutions for investment and development funds CITATION Bas11 \l 1033 (Ahmed, 2011). The Commercial Code is the base upon which commercial banks are established. In it are detailed provisions that specify banking operations procedures. The procedures specify pertinent issues such as bank deposits, accounts, documentary credits, checks, promissory notes among others. The Islamic Banking Law was necessitated by the advent of Islamic Banking CITATION Bas11 \l 1033 (Ahmed, 2011). The UAE is an Islamic nation and since its inception, Islamic banking was bound to be a success in the nation. Given their separate mode of operation from conventional banking, the Islamic Banks are exempt from some of the provisions of the Banking Law. The Islamic Law was therefore developed to seal any loophole that might have emerged from these exemptions CITATION Bas11 \l 1033 (Ahmed, 2011). The additional regulatory resolutions, notices and circulars from the UAE Central Bank's Board of Governors have addressed important issues in the evolving banking industry landscape. For instance, the y address the maintenance of given reserve ratios, capital adequacy and reporting requirements. The regulation of the finance industry in the UAE is effective as witnessed by the resilience of the general economy in times of crisis. During the 2008 financial crisis, the UAE economy remained relatively stable, while institutions in more economically endowed jurisdictions crumbled. This has been attributed the supportive nature of the financial, and by extension banking sector regulator, the central bank. The UAE also has a supportive government, which also owns a majority of the major banks in UAE. In addition to support, the government and the public of the United Arab Emirates were largely in a position of financial strength throughout the crisis, as the hydrocarbon revenues remained high CITATION NBA15 \l 1033 (NBAD, 2015). One of the biggest challenges in the regulation of the banking industry in the UAE is that the entire regulatory framework is based upon legislation that was instituted in 1980. Since then, the mode of operation and indeed business has changed radically. This means that a law that is largely out of touch with the financial reality governs the entire banking sector in the state. The Banking Law lacks in sophistication in a world that is more sophisticated than ever before. This point was noted with concern in the early years on the second millennium and changes to the law were proposed. Surprisingly, the proposed changes were never promulgated CITATION Bas11 \l 1033 (Ahmed, 2011). They have therefore not had the effect that was expected of them in the industry as their time of conception. Changes during the 2008 Financial Crisis The UAE government, Central Bank, and the government in the Abu Dhabi Emirate moved to institute some changes during the 2008 financial crisis despite the robust state of the economy. Notably, the changes instituted in the Gulf state were largely preventive and not remedial as was witnessed in most western nations. Nonetheless, this was one of the pivotal times that changes were put in place in a largely inflexible framework. It is therefore worth the while to examine some of the changes instituted in this period and their impact, as have many studies since the crisis. The Central Bank of the UAE put in place schemes that allowed banks in the UAE to seek finding as and when they needed it. The funding was availed to banks inside the country regardless of their ownership. The banks, however, could only receive the funding subject to various conditions. They were supposed to use the funds borrowed only to service commitments that were existent prior to the emergence of the crisis. The banks were also instructed to minimize lending funds to non-resident foreign nationals as much as they could. Additionally, the banks had to liquidate all short term assets that they held in the money market to minimize their obligation to the central bank CITATION Bas11 \l 1033 (Ahmed, 2011). On top of that, the central bank required the banks to invest all the resultant surplus funds in the certificates of deposits it issued. The UAE central bank availed fifty billion Dirham in a facility to support short-term liquidity while the finance ministry put fifty billion into the banking industry in the form of medium to long-term deposits. The UAE federal government availed 120 billion Dirhams for the banking sector across all the seven emirates. The federal government demonstrated further support and confidence in its jurisdiction's finance sector by pledging to guarantee all the deposits in UAE banks and foreign banks that ran significant operations in the state. The guarantee would run for three years. The Emirate of Abu Dhabi's government also injected sixteen billion Dirhams into five banks based therein. In the year 2009, the Central Bank of UAE released guidelines that would lead into the state into the Basel II Capita Accord, a risk based capital model for the financial sector CITATION Wor02 \l 1033 (World Bank, 2002). This paper discusses the details of this model below. Supervision One of the roles that were assigned to the UAE Central Bank by the Banking Law is supervision of banks in the estate. The only exception is in the Dubai International Financial Center. Here, regulation is the mandate of the Dubai Financial Services Authority. The Central Bnak exercises this supervision via the reporting it requires of the banks. Banks must file various reports with the central bank periodically CITATION Wor02 \l 1033 (World Bank, 2002). The Banking Law also entitles the Central Bank to inspection of accounts, records, and books of any bank at its own discretion. These audits are normally conducted annually to an extensive degree. ...
Friday, June 12, 2020
Using 5th Grade Hero Essay Samples
<h1>Using fifth Grade Hero Essay Samples</h1><p>Writing a saint paper is anything but a basic errand. In any case, there are numerous schoolwork assets that can assist you with the composing process.</p><p></p><p>The least demanding approach to compose a fifth grade legend is to peruse the instances of papers. What's more, you will likewise discover tests on the most proficient method to compose a theory proclamation and a presentation. Utilizing these examples will make the undertaking a ton easier.</p><p></p><p>There are a few kinds of model paper you can look over. You should consider the sort of theme you need to expound on before picking one. The example models ought to be founded on the subject that you pick. There are a few models that are expounded on subjects other than the one you decided to write.</p><p></p><p>Of course, on the off chance that you have never composed a proposal articu lation, you should begin understanding models and getting a general thought of what to do. It is imperative to realize what to compose in light of the fact that a genuine model will assist you with composing better. Before you start to compose the example article, you ought to recognize the principle thought that you need to get across.</p><p></p><p>When you distinguish the subject of your composition, you ought to compose an additional passage or two that helps layout the primary thought you need to get over. This can make the assignment simpler for you. You may need to expound on the character and the reason for the story. Or on the other hand you might need to include two or three lines the importance of the plot to your life.</p><p></p><p>After you have an essential plot focuses and fundamental depiction of the character, you would then be able to make the layout for the whole paper. You should plot out how you will present the pri nciple thought. At that point you can list the central matters that are applicable to the thought you need to present.</p><p></p><p>There are numerous models on the best way to compose a postulation explanation. What's more, there are a few models on the best way to compose a presentation. Each is unique. You should pick a model that appears to fit best with your topic.</p><p></p><p>If you need to become familiar with composing a fifth grade legend, you should search for a decent author's manual. They will give you a bit by bit process for composing. In spite of the fact that the procedure may appear to be somewhat scary, you will be astonished at how simple it really is.</p>
Tuesday, June 2, 2020
Cause and Effect Medical Essay Topics and Future of Science Education
Cause and Effect Medical Essay Topics and Future of Science EducationThe question that is often asked about essay topics that deal with causes and effects is this. You see, the medical world has a bit of a problem with taking 'idea' of cause and effect from other fields. If you have ever heard a doctor say something about a disease, be it cancer or anything else, that the patient had a specific cause and effect, you can understand the kind of problem this creates.Patients need to be able to hear the end result of their illness. In fact, if you were to ask any patient, they would probably say that doctors should spend more time explaining what they do not have instead of talking about how the patient got sick. It is not that patients don't know what is happening to them; it is just that they don't understand how a disease is affecting them, nor do they want to.One of the issues that the medical field has is that the conventional theory of how diseases occur is taken from the great the orists and scientists of the past. Unfortunately, these theoretical treatments and cures were quite often incorrect. The cause-and-effect hypotheses from those days have proven to be incredibly unreliable, so there is really no reason to keep using them. That said, this leaves many questions for the future of science, and medical education, as well as the future of the entire field of medicine.However, we can take this issue one step further by looking at how science and medicine today are broken down into terms that are easily understood by those who care about the welfare of their patients. A good example is diabetes. The cause-and-effect theory has been a bit flawed, but at least, it gives a good starting point for doctors and scientists to try to understand why someone gets diabetes.Fortunately, we are now in a better position than we were even just five years ago, because of new technology, education, and a better understanding of how medicine works in the health care world. On ce the cause-and-effect concepts are accepted as valid, the rest is merely a matter of understanding the mechanics and application of science. People will have the ability to communicate better with each other, as well as with their doctors.As a practical matter, this also means that the science used in medical classes in the future will be quite different from the science used in medical schools today. For instance, we may use cancer cells as a stand-in for cancer, but the reason for that will not necessarily be the same as the reason why the basic cause of cancer has to do with cell division and dividing. This should be more acceptable to patients and people in general, who should be more in tune with the fact that cancer can be genetically inherited as well as caused by environmental factors, for example.The truth is that there are many unanswered questions, and this includes cause and effect essay medical topics. There is much to learn about this subject, but as long as we conti nue to look at all of the options available to us, we should get the answers we need.
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